Stop Asking If You Can Afford the House. Ask What the House Is Costing You.

If you've picked up this course, there's a good chance something has been nagging at you — even if you haven't quite named it yet.

Maybe you've been a homeowner for years, you've watched your equity grow on paper, and you still feel financially stuck. Maybe you're renting and getting pressure — from family, from friends, from your own instincts — to "stop throwing money away." Maybe you're staring at a mortgage pre-approval letter and something about the number doesn't sit right, even though everyone around you is telling you to be excited. That feeling deserves a serious answer. That's why I built HOMESICK.

Here's what I've come to understand: most people approach housing decisions with one question — "Can we afford this?" And most of the time, they get an answer to that question from a lender, a real estate agent, or a rule of thumb about income multiples. What they almost never get is an honest answer to the more important question: what will this house prevent our money from becoming? Those are not the same question. The first tells you whether you can carry an obligation. The second tells you whether carrying it is wise. I wanted to build a course that takes the second question seriously — that gives you the analytical tools to actually answer it with your own numbers, your own timeline, and your own definition of what financial independence means to you.

HOMESICK is not a polemic. I am not here to talk you out of buying a home or to romanticize renting. What I am here to do is show you the full ledger — the mortgage interest, the taxes, the insurance, the maintenance, the transaction costs, the capital tied up in equity that cannot compound elsewhere — and teach you how to build that ledger yourself. I want you to understand why equity accumulation and financial independence are not the same thing, and why that distinction matters enormously for how you structure your financial life. I want you to be able to run the buy-vs-rent comparison on your own assumptions rather than someone else's, and to walk away with a Housing Decision Blueprint you actually trust.

None of this requires a finance degree. It requires intellectual honesty and the willingness to question a script that most of us inherited rather than chose. If you bring that, the course will meet you with the rigor and respect that question deserves.

I'm glad you're here. Let's look at the real numbers together.